Is there a way to download all the Microsoft updates i need in one pack?

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you can but some have to be install separately and some need to restart your computer to install
make sure you check the ones you need to do that with
You can get Service Pack 3 (for XP - Service Pack 1 for Vista). After that, you'll just have to let the computer auto-update until it catches up. Those are the latest accumulations of updates, but there have been updates issued since then.
Windows Update!

also called Microsoft Update.
I have reformatted my hard drive and i need the updates is there a pack i can download instead of downloading like 500 individually?